Canada's multi-province tax system (GST/HST/PST), PIPEDA data privacy requirements, Interac payment rails, and bilingual requirements deter US-first platforms. Servitium is Canadian-first — CAD pricing, Stripe-compatible, PIPEDA-aligned, and province-aware. BCFSA, Insurance Council of BC, CIRO, and VSA govern professional verticals; Servitium is a business tool, not a licensed intermediary.